Max Makhnyk, CFP®
CERTIFIED FINANCIAL PLANNER™ in the Spokane area, working at Horizon Retirement & Investments
About Max
I’m dedicated to helping families in the Spokane area develop robust financial plans, navigate retirement and understand complex financial topics. My goal is to empower you with the knowledge and strategies needed for your financial future.
Want to know more about my personal life and fun facts? Click below!
Do you have a financial plan?
How do I generate monthly income in retirement?
Fewer people each year are entering retirement with a pension, with more and more people relying solely on Social Security. In retirement, it can be helpful to have multiple different streams of income instead of relying on just one. We can help you generate an additional source of income using different strategies.
How do I manage risk in my portfolio?
Is the volatility of your accounts keeping you up at night? Many of our investors tend to prioritize minimizing risk in their accounts. As a fiduciary in advisory relationships, we are obligated to do what is best for you as our client, and we will manage your money in a way that can reduce the amount of fluctuation. And no, not every investment has to be in the market, there are many other options.
What options do I have for my retirement accounts?
Feeling unsure about navigating your retirement options? We can help! We’ll explain the different accounts available and how they can benefit you, including seeking to maximize your Social Security and Medicare options, and ensuring your tax efficiency. Retirement plans are complex, and even small mistakes can have financial consequences.
Should I pay off my house/debts or invest?
As people approach retirement, they begin to ask questions that they never had before. Like, is it worth paying off a home? How do we limit the impact of taxes? Should we refinance? The answers are a lot more complicated than just ‘yes’ or ‘no’; I can help you figure out what could be more beneficial for you in the long run.